Banker's Compliance Consulting Blog

Regulation B: Everyone Gets a Piece of Paper

When it comes to taking adverse action under Regulation B we like to say, “everyone gets a piece of...

HMDA: Denied or Approved Not Accepted?

Are we required to make note of this on the Adverse Action Notice?

Question: We pulled a credit report and although the applicant’s credit history is not good, we did...

Regulation E: Statute of Limitations?

Can a customer dispute a debit card transaction or an ACH a year or longer after it happened?

EFT Error Resolution Myths

When a customer disputes an electronic funds transfer, it’s not uncommon for a bank’s card...

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HMDA Loan Term

HMDA Data for Small Filers

If you are a Small Filer for HMDA, there is a laundry list of data fields you are not...

BSA Consulting Trends: Student Mules

If you are involved with BSA/AML compliance, you know that it will keep you on your toes! Bad guys...

Flood Insurance: Insurable Value

When it comes to flood insurance coverage, you have to look at the “lesser” of three...