Banker's Compliance Consulting Blog

HMDA Income

Question: If a commercial officer uses net income to underwrite the loan, should we report Net...

NCUA – An Increased Compliance Focus?

We’ve been saying for years that there are certain Regulators that are much harder when it comes to...

Don’t Forget to Comment on HMDA!

On May 3rd, we alerted you to an Advance Notice of Proposed Rulemaking (ANPR) seeking comment on...

Creating a Healthy Culture

What sound does the conductor of an orchestra make?

Overdrafts When No Regulation E Opt-In

Question: Under Regulation E, if a customer doesn’t opt in and continues to have debit...

Compliance Cruise Information Meeting

OFAC Amendments

OFAC recently published an Interim Final Rule to amend its Reporting, Procedures and Penalties...

HMDA + Approved Not Accepted = Confusion

When it comes to HMDA, there is a lot of confusion on reporting the type of action taken,...

Elder Abuse on the Rise

When it comes to hot issues in the BSA world, we find it’s sometimes hard to get bankers to fully...

Regulation B: Everyone Gets a Piece of Paper

When it comes to taking adverse action under Regulation B we like to say, “everyone gets a piece of...