Banker's Compliance Consulting Blog

Creating a Healthy Culture

What sound does the conductor of an orchestra make?

Overdrafts When No Regulation E Opt-In

Question: Under Regulation E, if a customer doesn’t opt in and continues to have debit...

Compliance Cruise Information Meeting

OFAC Amendments

OFAC recently published an Interim Final Rule to amend its Reporting, Procedures and Penalties...

HMDA + Approved Not Accepted = Confusion

When it comes to HMDA, there is a lot of confusion on reporting the type of action taken,...

Elder Abuse on the Rise

When it comes to hot issues in the BSA world, we find it’s sometimes hard to get bankers to fully...

Regulation B: Everyone Gets a Piece of Paper

When it comes to taking adverse action under Regulation B we like to say, “everyone gets a piece of...

HMDA: Denied or Approved Not Accepted?

Are we required to make note of this on the Adverse Action Notice?

Question: We pulled a credit report and although the applicant’s credit history is not good, we did...

Regulation E: Statute of Limitations?

Can a customer dispute a debit card transaction or an ACH a year or longer after it happened?