Banker's Compliance Consulting Blog

HMDA & Ag Properties

If your institution is subject to HMDA, the first thing you have to do when you receive a loan...

HMDA Action Taken: Applicant Conditions vs. Property Conditions

Being a HMDA-Reporting financial institution brings many challenges from a compliance perspective....

HMDA: Business Purpose Home Equity Loans

HMDA is a regulation that leaves very little room for error and the potential consequences are...

HMDA Action Taken Date

HMDA requires that financial institutions report the Action Taken Date on their HMDA-LAR. So, for...

HMDA Data: Loan Amount

If your financial institution is subject to HMDA, you know all too well just how little room there...

Reporting HMDA Data: Occupancy Type

When you report HMDA data, you must be very meticulous because there is very little room for error....

HMDA Demographic Information: Business Purpose Home Equity

When it comes to collecting an applicant’s government monitoring information or their demographic...

HMDA Loan Purpose

The HMDA rules require a financial institution to report dwelling-secured applications for the...

FDIC Advertising Updates

In case you missed it, the FDIC released a Final Rule to update its advertising requirements which...

HMDA Demographic Information & Applications Not Taken In Person

When an applicant submits a HMDA-reportable application, institutions are required to request...