Banker's Compliance Consulting Blog

Compliance Officers: Meeting the Challenge

Compliance officers have a lot of responsibilities, and we like to point out that “compliance...

HMDA Is An Application Regulation

HMDA is an application regulation. If you are a HMDA reporting institution, that is a statement...

Auditing HMDA: Loan Amount

HMDA is one of the most difficult compliance requirements because there is very little, if any,...

Recouping Third-Party Fees

We often get questions from institutions asking whether they are able recoup any third-party fees...

Training New Hires

Training is essential for every member of your team, but it is especially crucial for new hires....

How Much Training Is Enough?

Training is not meant to be a “one and done” task. It should be ongoing, and it can evolve and...

Artificial Intelligence Action Plan

Artificial Intelligence (AI) is a hot topic these days and it comes with a lot of pros, a lot cons...

HMDA Refinancings

HMDA says that a refinancing means a closed-end mortgage loan or an open-end line of credit in...

Advanced HMDA Concept: What’s a Dwelling

HMDA is a complex regulation. While it might appear simple on the surface, it can get quite...

HMDA Action Taken Date

Under Regulation B, when an applicant withdraws an application, there is no requirement to send the...