Banker's Compliance Consulting Blog

FDIC Advertising Updates

In case you missed it, the FDIC released a Final Rule to update its advertising requirements which...

HMDA Demographic Information & Applications Not Taken In Person

When an applicant submits a HMDA-reportable application, institutions are required to request...

HMDA: Temporary Financing Exclusions

The HMDA requirements state that institutions should NOT report loans or lines for temporary...

HMDA: Business Purpose Home Equity Exclusion

HMDA-reporting financial institutions are required to collect and report specific information...

Advertising & The Fair Housing Act

The Fair Housing Act prohibits discrimination in a financial institution’s advertising....

Tips for Submitting Your HMDA Data

HMDA is one of the most difficult regulations to comply with because there are accuracy standards...

Advertising Deposit Products & Services as “Free”

When it comes to advertising your deposit products and services, there are a lot of things that...

Where Do Complaints Come From?

Your examiners consider complaint data and your management of that data to be a critical component...

The Role of the Compliance Officer: Training

Being a Compliance Officer isn’t an easy job. You are asked to do a wide variety of tasks which...

HMDA: Manufactured Homes

When it comes to HMDA, there are some things to be aware of when dealing with manufactured homes....