Banker's Compliance Consulting Blog

Tailor Your Training

It’s no secret that compliance training often isn’t all that interesting or exciting. That doesn’t...

HMDA & Demographic Information

When it comes to collecting Demographic Information for HMDA, we like to say, “don’t touch it.” In...

Training the Board of Directors

It’s no secret that training is crucial to maintain an effective Compliance Management System...

Auditing HMDA: Action Taken Codes

If you are a HMDA-reporting bank, you know just how difficult it can be to ensure that the data you...

Flood Insurance: Wet vs. Dry Funding

Are you familiar with the terms “wet funding” and “dry funding” as it relates to flood insurance?...

Flood Insurance Dwelling Policy

When it comes to flood insurance, lenders need to have an awareness of the type of policy they...

Do you “do” compliance?

We often hear compliance officers say they do compliance for a living. But that’s not really...

Monitoring vs. Auditing

There are many components to an effective Compliance Management System (CMS). These include risk...

HMDA & Business-Purpose Home Equity

A HMDA reportable loan is one that is dwelling secured and is made for the purpose of purchasing a...

HMDA Preapprovals

It’s quite common for financial institutions to use the terms “prequalification” and “preapproval”...