Banker's Compliance Consulting Blog

HMDA Demographic Information: Business Purpose Home Equity

When it comes to collecting an applicant’s government monitoring information or their demographic...

HMDA Loan Purpose

The HMDA rules require a financial institution to report dwelling-secured applications for the...

FDIC Advertising Updates

In case you missed it, the FDIC released a Final Rule to update its advertising requirements which...

HMDA Demographic Information & Applications Not Taken In Person

When an applicant submits a HMDA-reportable application, institutions are required to request...

HMDA: Temporary Financing Exclusions

The HMDA requirements state that institutions should NOT report loans or lines for temporary...

HMDA: Business Purpose Home Equity Exclusion

HMDA-reporting financial institutions are required to collect and report specific information...

Advertising & The Fair Housing Act

The Fair Housing Act prohibits discrimination in a financial institution’s advertising....

Tips for Submitting Your HMDA Data

HMDA is one of the most difficult regulations to comply with because there are accuracy standards...

Advertising Deposit Products & Services as “Free”

When it comes to advertising your deposit products and services, there are a lot of things that...

Where Do Complaints Come From?

Your examiners consider complaint data and your management of that data to be a critical component...