Banker's Compliance Consulting Blog

HMDA Demographic Information: Don’t Touch It!

When an applicant completes their demographic information, we like to tell financial institutions...

HMDA Data: Universal Loan Identifier

If you are a “large filer” for HMDA, meaning you report ALL data fields, you are required to report...

HMDA Small Filers: Loan Purpose

HMDA applies to applications for the purpose of Home Purchase, Home Improvement, Refinancing, or...

HMDA Demographic Information

If you are an HMDA reporting bank, you know all too well that collecting Demographic Information...

HMDA & Converted Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

HMDA: Mixed-Use Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

Truth in Savings: CD Renewal Notices

When it comes to renewal notices for your certificates of deposit, there are actually a lot of...

Escrows & the Mortgage Life Cycle

There are many steps in the life cycle of a mortgage loan. Every step has its own unique compliance...

Compliance vs. Marketing

Compliance officers are typically left-brained people. They are analytical, linear thinkers who...

HMDA Data Accuracy

Getting ready to submit your HMDA Data by March 1st of each year can be a little daunting as there...