Banker's Compliance Consulting Blog

HMDA for Large Filers: Filing Instruction Guide

Whether you are a large or small filer for HMDA, you should be familiar with the CFPB’s Filing...

HMDA Data: Application Date

When it comes to the application date for HMDA, you need to ensure you are relying on how HMDA...

HMDA Demographic Information: Don’t Touch It!

When an applicant completes their demographic information, we like to tell financial institutions...

HMDA Data: Universal Loan Identifier

If you are a “large filer” for HMDA, meaning you report ALL data fields, you are required to report...

HMDA Small Filers: Loan Purpose

HMDA applies to applications for the purpose of Home Purchase, Home Improvement, Refinancing, or...

HMDA Demographic Information

If you are an HMDA reporting bank, you know all too well that collecting Demographic Information...

HMDA & Converted Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

HMDA: Mixed-Use Properties

HMDA is all about dwellings. Specifically, dwelling-secured loans where the proceeds will be used...

Truth in Savings: CD Renewal Notices

When it comes to renewal notices for your certificates of deposit, there are actually a lot of...

Escrows & the Mortgage Life Cycle

There are many steps in the life cycle of a mortgage loan. Every step has its own unique compliance...