Banker's Compliance Consulting Blog

Auditing Your HMDA Data

You’ve likely heard us say before that “HMDA is an application regulation.” That means that certain...

CFPB Addresses HMDA Closed-End Reporting Threshold

In October, we alerted you to the fact that a Federal District Court had invalidated the CFPB’s...

HMDA: Occupancy Type

HMDA compliance can be a challenge. It takes a lot of time and training to ensure your data is...

A Compliance Officer’s Role

Being a Compliance Officer is NOT easy! It takes a special person who possesses keen analytical...

Training:  Make it Relatable

Let’s be honest, compliance officers. You are smart people! Being able to read and understand...

HMDA & Business Purpose Home Equity Loans

HMDA says you should not collect/report on business purpose home equity loans/lines unless the...

HMDA: Action Taken Date

HMDA compliance can be a challenge. It takes a lot of time and training to ensure your data is...

Learn to Say YES!

Being a Compliance Officer is NOT easy! Compliance officers typically have an internal drive to...

The "Why" Behind Training

Training is an important part of your Compliance Management System (CMS) and it’s often something...

What’s a Refinance?

It’s not uncommon for bankers to use the terms refinance, renewal, extension, modification, etc.,...