Banker's Compliance Consulting Blog

Advertising & Electronic Media

Did you know that some regulations have exemptions for advertising via electronic media? In many...

Preparing to Submit Your 2022 HMDA Data

Getting ready to submit your HMDA Data by March 1st of each year can be a little daunting as there...

Changes to HMDA’s Closed-End Loan Threshold

In case you missed it!

Changes to HMDA’s Closed-End Loan Threshold

In September, a Federal District Court invalidated the CFPB’s increase of HMDA’s closed-end loan...

Auditing Your HMDA Data

You’ve likely heard us say before that “HMDA is an application regulation.” That means that certain...

CFPB Addresses HMDA Closed-End Reporting Threshold

In October, we alerted you to the fact that a Federal District Court had invalidated the CFPB’s...

HMDA: Occupancy Type

HMDA compliance can be a challenge. It takes a lot of time and training to ensure your data is...

A Compliance Officer’s Role

Being a Compliance Officer is NOT easy! It takes a special person who possesses keen analytical...

Training:  Make it Relatable

Let’s be honest, compliance officers. You are smart people! Being able to read and understand...

HMDA & Business Purpose Home Equity Loans

HMDA says you should not collect/report on business purpose home equity loans/lines unless the...