Banker's Compliance Consulting Blog

Looking Through the UDAAP Lens

UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) risk is always lurking in the shadows just...

TRID: The AP Table & Construction Loans

When disclosing a multiple-advance construction loan, the Adjustable Payments (AP) Table must...

The Current Regulatory Compliance Environment

During our July Monthly Connection, Jerod Moyer gave a rundown of the current regulatory compliance...

Overdrafts & Fair Lending Risk

Institutions often think about overdrafts through a deposit operations lens; however, an overdraft...

Section 1071 vs. HMDA

One of the challenges of the Section 1071 Rule has little to do with 1071 and much to do with HMDA...

Section 1071: Proving Whether You Are In or Out

Our June 1071 Membership Group meeting focused on counting covered credit transactions to determine...

Disparate Impact Effective Date

On April 22, 2026, the CFPB announced a Final Rule that amends Regulation B and will directly...

Section 1071 Timeline

The mandatory compliance date for the Section 1071 Final Rule is January 1, 2028.While this may not...

Section 1071: Covered Applications

For Section 1071, a …covered application means an oral or written request for a covered credit...

Flood Insurance Deductibles

When it comes to flood insurance deductibles, there are some general minimums and maximums are that...