Banker's Compliance Consulting Blog

Fair Lending & Loan Servicing

Under the fair lending requirements, illegal discrimination is prohibited at any point in time with...

Section 1071 Firewall: Restricted Data

The Section 1071 Rule requires financial institutions to collect and report certain data for...

Construction Holdbacks in Section K of the Closing Disclosure

The third page of the Closing Disclosure provides a summary of the borrower’s loan transaction in...

Fair Lending Risk in Advertising

Fair lending compliance often centers around loan policies and procedures, loan terms and pricing, ...

Section 1071 Fire: The Feasibility Exception

Section 1071 requires financial institutions to implement and maintain a firewall ...that prohibits...

Looking Through the UDAAP Lens

UDAAP (Unfair, Deceptive, or Abusive Acts or Practices) risk is always lurking in the shadows just...

TRID: The AP Table & Construction Loans

When disclosing a multiple-advance construction loan, the Adjustable Payments (AP) Table must...

The Current Regulatory Compliance Environment

During our July Monthly Connection, Jerod Moyer gave a rundown of the current regulatory compliance...

Overdrafts & Fair Lending Risk

Institutions often think about overdrafts through a deposit operations lens; however, an overdraft...

Section 1071 vs. HMDA

One of the challenges of the Section 1071 Rule has little to do with 1071 and much to do with HMDA...