Banker's Compliance Consulting Blog

Flood Insurance Deductibles

There are a lot of things to consider and comply with when you have a loan that requires flood...

Applications & E-SIGN

As we all know, email communication is often much quicker and more cost-effective than typical...

Revising the Loan Estimate

Tolerances can only be reset when there is a valid changed circumstance. This does not mean;...

Section 1071 Bank Coverage

In case you missed it, on March 30, 2023, the CFPB issued its Final Rule for Small Business Lending...

Inquiry vs. Application

Do you know the difference between an inquiry and an application? Many lenders think they...

The Rate Set Date

There are several regulatory requirements found in Regulation Z that rely on a rate spread...

TRID & the Good Faith Standard

It is crucial that lenders understand the Good Faith Standard related to TRID disclosures (Loan...

Section 1071 Final Rule Issued

It’s been a long time coming, but the Section 1071 Final Rule is finally here! You may recall this...

FREE Deposit Compliance Q & A Forum

When it comes to unauthorized electronic funds transfers, Regulation E is all about protecting the...

Ability to Repay Documentation

The Ability to Repay requirements found in Regulation Z require lenders to make a good faith and...