Banker's Compliance Consulting Blog

Regulation E Overdraft Opt-In: Who’s Covered?

1005.17 of Regulation E addresses requirements for overdraft services.

TRID Guidelines: Issuing the Closing Disclosure Before Closing

Be sure to JOIN US for our webinar, “TRID: Changed Circumstances & Revised Disclosures”.

Ability to Repay: What’s Covered?

Be sure to JOIN US for our webinar, “Ability to Repay, QM, High-Cost & Higher-Priced Mortgage Loans...

Mortgage Lending: Required Calculation for Disclosing Title Insurance (MLC)

A couple of weeks ago, we wrapped up our five-part webinar series on The Mortgage Life Cycle. This...

Regulation B: What’s An Application?

What’s an application? That’s a great question and one that isn’t quite as easy as it seems.

Flood Insurance: Loan Modifications

Be sure to JOIN US for our webinar, “Compliance Just for Commercial Lenders”.

TRID Guidelines - Closing Disclosure: Projected Payments

Be sure to JOIN US for our webinar, “TRID: How to Complete the Closing Disclosure”.

TRID Guidelines: “Sales Price” vs. “Estimated Property Value”

Be sure to JOIN US for our webinar, “TRID: How to Complete the Loan Estimate".

TRID Guidelines: Revised Loan Estimates & Intent to Proceed

When a revised Loan Estimate is issued, it’s not uncommon for us to see errors within the rate lock...

CFPB Issues Prepaid Interest Factsheet for General Qualified Mortgages

The CFPB brought some changes to the Qualified Mortgage (QM) world in 2021, including a revised ...