Banker's Compliance Consulting Blog

FREE Deposit Compliance Q & A Forum

When it comes to unauthorized electronic funds transfers, Regulation E is all about protecting the...

Ability to Repay Documentation

The Ability to Repay requirements found in Regulation Z require lenders to make a good faith and...

TRID Closing Disclosure: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

Regulation E: Provisional Credit

When a customer notifies you of an error, you are required to start an investigation. Under ...

TRID: Disclosing Title Insurance

When it comes to disclosing the lender’s and owner’s title insurance on the Loan Estimate, it can...

Regulation E: Authorized vs. Unauthorized

Regulation E outlines a consumer’s liability for “unauthorized” electronic funds transfers (EFT) in

Truth in Savings Act: Change in Terms

There are times when you need to (or just want to) change the terms of your deposit accounts. Maybe...

TRID: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

TRID Loan Estimate: Prepaids

We get a lot of questions about Section F, Prepaids, on the Loan Estimate. We also see financial...

Commercial Lending & Discrimination

Commercial lenders likely discriminate every day. Their job is to slice and dice information about...