Banker's Compliance Consulting Blog

Inquiry vs. Application

Do you know the difference between an inquiry and an application? Many lenders think they...

The Rate Set Date

There are several regulatory requirements found in Regulation Z that rely on a rate spread...

TRID & the Good Faith Standard

It is crucial that lenders understand the Good Faith Standard related to TRID disclosures (Loan...

Section 1071 Final Rule Issued

It’s been a long time coming, but the Section 1071 Final Rule is finally here! You may recall this...

FREE Deposit Compliance Q & A Forum

When it comes to unauthorized electronic funds transfers, Regulation E is all about protecting the...

Ability to Repay Documentation

The Ability to Repay requirements found in Regulation Z require lenders to make a good faith and...

TRID Closing Disclosure: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

Regulation E: Provisional Credit

When a customer notifies you of an error, you are required to start an investigation. Under ...

TRID: Disclosing Title Insurance

When it comes to disclosing the lender’s and owner’s title insurance on the Loan Estimate, it can...

Regulation E: Authorized vs. Unauthorized

Regulation E outlines a consumer’s liability for “unauthorized” electronic funds transfers (EFT) in