Banker's Compliance Consulting Blog

Mortgage Life Cycle On Demand

In March, we wrapped up our five-part webinar series on The Mortgage Life Cycle. This webinar...

CFPB Finalizes “New” General QM Delay

The CFPB has finalized the delay of the mandatory compliance date for the “new” general Qualified...

Fannie Mae/Freddie Mac Mortgage Loans

Do you make Fannie Mae or Freddie Mac backed mortgage loans? If so, we had some recent developments...

Send Us Your Deposit Compliance Questions!

Free Compliance Resources! Published2021/04/26

One-Time Debit & ATM Opt-In

Regulation E states, a financial institution holding a consumer’s account shall not assess a fee or...

Relying on Previous Flood Determinations

One question we get quite often is, “can we rely on a prior flood determination”? In short, the...

TRID Changed Circumstances

It’s normal for changes to occur during the loan process. If the loan is subject to TRID, however,...

Compliance Conferences

Can you believe it’s already April? It’s a little crazy to think we are just a little over five...

HPML Baggage

Do you make high priced mortgage loans (HPMLs)?

TRID Closing Disclosure:

Sales Price v. Estimated Property Value v. Appraised Property Value