Banker's Compliance Consulting Blog

Loan Payment Cut-Off Times

Are you allowed to have a loan payment cut-off time for consumer-purpose, closed-end loans secured...

Overdraft Changes Coming?

While there hasn’t been much change recently with respect to overdrafts, there are some things we...

Price Matching & Fair Lending

Fair Lending is a hot button issue! Acting CFPB Director Uejio has stated, …fair lending...

Regulation E Provisional Credit

Regulation E is one area we consistently see a lot of errors. Examiners are finding them too! The...

TRID Loan Purpose & Construction Loans

TRID 2.0 construction loans: So, you’re doing a construction loan. That means the loan purpose you...

FREE BSA/AML Compliance Q & A Forum

Do you have Bank Secrecy Act / Anti-Money Laundering questions? If so, Jerod has a message for you.

Overdraft Opt-In

If you’re new to the deposit side of your bank or even if you’ve been around awhile, do you...

Fair Lending Hot Spots

Fair Lending continues to be an area of focus for examiners and the CFPB. It’s not something you...

Do You Sell Loans to Fannie Mae/Freddie Mac?

Do You Sell Loans to Fannie Mae/Freddie Mac? If so, you need to be aware that July 1st is on the...

Regulation B Appraisal Notice for Denials?

“Do I have to provide the Regulation B appraisal notice for an application that is denied or...