Banker's Compliance Consulting Blog

Commercial Lending: Spouse Require Joint Application?

Question: If a spouse owns more than 25% of a company, can we require them to sign the joint...

Charging Per Overdraft

Question: We currently have a daily limit on the number of overdrafts we charge but are going to...

Private Flood Insurance: Disparate Impact?

What do fair lending and disparate impact have to do with the new private flood insurance rules?

Exceeds the Maximum NFIP Deductible

Question: What if we have a private policy that meets all of the Biggert-Waters requirements except...

Beneficial Owners: Can We Rely on Existing CIP Information?

We often get the question, “Can we rely on existing CIP information to satisfy the Beneficial...

Cancelling an Escrow Account on a HPML

Find UPDATED HPML Training Here!

Complaint Policy: Do You Need One?

Complaint Programs: Four Common Elements

Complaints have been receiving more and more attention in the last couple of years. Do you want to...

Cruise into Compliance…with an agenda!

https://vimeo.com/321285350 Are you ready to cruise into compliance with us in January 2020?!?...

TRID Changed Circumstances: Do I have to wait an additional three days?

We have to admit, the recently updated TRID FAQs were a little disappointing. There is...