Banker's Compliance Consulting Blog

Loan Pricing & Fair Lending

Be sure to JOIN US on January 16, 2020, for our webinar on “Fair Lending”.

FREE Lending Q & A

Do you have burning questions related to lending compliance? Struggling with TRID, HMDA, Fair...

The TRID “Good Faith” Standard

TRID says that when you issue a document like a Loan Estimate, or a revised Loan Estimate, or a...

Forgetting a Fee on the Loan Estimate

Question:

HMDA: We’ve Got You Covered!

2018 was the first year of reporting under the new HMDA data requirements. We’d be lying if we said...

Pulling Credit Reports

One of the things our review team does when they go into a bank to do a review is ask for a listing...

FCRA/FACTA: Proving Compliance

Question: Since there are no record retention requirements and/or no signature requirements for...

Increasing Overdraft Fees

Say Management comes to you and wants to increase overdraft fees. What needs to be done to stay in...

Military Lending Act Safe Harbor

When we conduct compliance reviews or answer compliance questions, it’s pretty common to see...

Joint Statement on Risk-Focused BSA/AML Supervision

On July 22, 2019, the Financial Crimes Enforcement Network (FinCEN) issued a joint statement in a...