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The TRID “Good Faith” Standard
By Jerod Moyer
| Oct 28, 2019
TRID says that when you issue a document like a Loan Estimate, or a revised Loan Estimate, or a...
HMDA: We’ve Got You Covered!
By Jerod Moyer
| Sep 24, 2019
2018 was the first year of reporting under the new HMDA data requirements. We’d be lying if we said...
Pulling Credit Reports
By Jerod Moyer
| Sep 12, 2019
One of the things our review team does when they go into a bank to do a review is ask for a listing...
FCRA/FACTA: Proving Compliance
By Jerod Moyer
| Aug 23, 2019
Question: Since there are no record retention requirements and/or no signature requirements for...
Increasing Overdraft Fees
By Jerod Moyer
| Aug 21, 2019
Say Management comes to you and wants to increase overdraft fees. What needs to be done to stay in...
Military Lending Act Safe Harbor
By Jerod Moyer
| Aug 15, 2019
When we conduct compliance reviews or answer compliance questions, it’s pretty common to see...
Joint Statement on Risk-Focused BSA/AML Supervision
By Jerod Moyer
| Aug 05, 2019
On July 22, 2019, the Financial Crimes Enforcement Network (FinCEN) issued a joint statement in a...
Force Placing Hazard Insurance
By Jerod Moyer
| Jul 26, 2019
Can you force place hazard insurance on a consumer loan secured by a dwelling and if so, how do you...