Banker's Compliance Consulting Blog

Military Lending Act Safe Harbor

When we conduct compliance reviews or answer compliance questions, it’s pretty common to see...

Joint Statement on Risk-Focused BSA/AML Supervision

On July 22, 2019, the Financial Crimes Enforcement Network (FinCEN) issued a joint statement in a...

Force Placing Hazard Insurance

Can you force place hazard insurance on a consumer loan secured by a dwelling and if so, how do you...

Monitoring for Suspicious Activity

One thing we hear from banks quite often is that they struggle to maintain a high level of...

Electronic Disclosures & Military Lending Act

Question: Can the Military Lending Act Statement be provided electronically?

Build Your Understanding of TRID Construction Loans

If you are a lender and you make closed-end, multiple advance loans to construct a consumer’s home,...

TRID for Beginners

What is an intent to proceed? Where does it go? How do I document it? Why do we even have to do it?

Suspicious Activity Reports & Computer Intrusion

Question: Should an attempt to hack into the bank’s website be reported as computer intrusion on...

Currency Transaction Report for a Joint Account

Question: How do you complete Part I of a CTR for deposits into a joint account?

TRID: Construction Loan Escrow Payment

Question: On a construction-permanent loan (one closing), should the escrow payment be reflected...