Banker's Compliance Consulting Blog

UDAAP Oversight

When it comes to Unfair, Deceptive, or Abusive Acts or Practices (UDAAP), we can’t really turn to a...

SAFE Act: Initial Registration

The SAFE Act requires Mortgage Loan Originators (MLOs) to be licensed and registered. The...

TRID Changed Circumstances & Section C

On the Loan Estimate, Section C, “Services You Can Shop For,” has a 10% tolerance level (assuming a...

TRID Loan Charges & Intent to Proceed

One of the most common questions we get regarding TRID has to do with when you can order certain...

Fair Lending Focus in CFPB’s Supervisory Highlights

The most recent edition of the CFPB’s Supervisory Highlights (Summer 2023) included a section on...

Court Order and 1071 Impact

As you’ve likely heard, on July 31, 2023, the U.S. District Court for the Southern District of...

Mortgage Servicing: Successors in Interest

The events that create a “successor in interest” are usually not happy ones. A successor in...

Payment App Fraud: Who’s Responsible?

As technology has continued to develop, digital payment methods have become more and more...

Mortgage Servicing: Successors in Interest

The events that create a “successor in interest” are usually not happy ones. A successor in...

Disclosing Inspection Fees, Waivers, etc. for Construction Loans

Disclosing construction loans within the TRID guidelines can be a challenge. There are a lot of...