Banker's Compliance Consulting Blog

The Mortgage Life Cycle: Higher-Priced Mortgage Loans

From the time you receive a mortgage loan application (sometimes even before) to when that loan is...

The Importance of a Fair Lending Roadmap

Underwriting is a critical aspect of the lending process and involves assessing an applicant’s...

TRID: Application Date

If you are new to the TRID requirements found in Regulation Z, you might feel like your head is...

Complaints: Dissatisfaction & Awareness

Since there is no regulatory definition as to what a complaint is, institutions are somewhat left...

Section 1071: Understanding the HMDA Exemption

Hopefully, by now, you’ve determined whether your financial institution will be subject to the...

Fair Lending & Relationship Loan Pricing

While not all financial institutions offer private banking services, they do likely have certain...

Top Violations: TRID & Shopping

If you provide a single shopping list for all your TRID applications, you might find yourself in...

The Difficulty of UDAAP

We all know that compliance isn’t always black or white. Situations often arise that fall in that...

Top Violations: Application Date

You won’t find anything in the compliance regulations that specifically requires you to document...

SAFE Act: Ongoing Updates & Renewals

The SAFE Act requires Mortgage Loan Originators (MLOs) to be licensed and registered. That includes...