Banker's Compliance Consulting Blog

Specific Reasons When Taking Adverse Action

Under Regulation B, when you deny an application for credit, you owe the applicant an adverse...

TRID: Closing Disclosure Accuracy

TRID requires that the Closing Disclosure (CD) be received by the borrower at least 3 (precise)...

FREE Deposit Compliance Q & A Forum

When you think of deposit compliance, one regulation that quickly springs to mind is Regulation E....

What’s a TRID Application?

We often say you can’t take the requirements of one regulation and apply those to another...

Section 1071: Management & Board Intersection

When it comes to your Section 1071 implementation plan, it’s crucial that you don’t forget about...

Flood Insurance: Non-Participating Communities

If you’re new to real estate lending, the concept of flood insurance is also probably quite new. In...

FDIC Advertising Updates: Policy & Procedures

As you likely know, the FDIC released a Final Rule to update its signage and advertising...

TRID: Documenting Intent to Proceed

Doing compliance reviews and consultations all over the country, our review team looks at a crazy...

TRID Changed Circumstances

When it comes to determining whether you have a changed circumstance, it comes down to what you...

Electronic Fund Transfers: Unauthorized Transactions

Section 1005.2(m) defines an unauthorized electronic funds transfer as: