Banker's Compliance Consulting Blog

Overdrafts & Regulation E Opt-In Issues

If you allow customers to opt-in so that you can charge them overdraft fees for one-time debit card...

TRID: Construction Loan Disclosures

If you work with loans subject to TRID, you know that getting the disclosures right can be...

Second Appraisals for HPMLs

Higher-Priced Mortgage Loans can have a lot of compliance hoops to jump through. For instance, if...

Fair Lending: What is Redlining?

If you’ve ever been in discussions or training regarding fair lending, you may have heard the term...

Overdrafts & Discrimination

Overdrafts are often thought of as a deposit compliance issue, but the fact is they are considered...

Regulation B: Providing a Copy of an Appraisal

The Regulation B appraisal requirements apply to any loan application (business or consumer...

Rescission Notice Signatures

Did you know that Regulation Z doesn’t technically require the Right of Rescission notice to be...

Flood Insurance for a Detached Garage

The Flood Insurance requirements apply when a property securing a loan is located in a Special...

Business Days for Rescission

The Right of Rescission applies to any consumer credit transaction in which a security interest is...

Flood Insurance Deductibles

There are a lot of things to consider and comply with when you have a loan that requires flood...