On March 13, 2026, President Trump issued an Executive Order (EO) entitled, “Promoting Access to Mortgage Credit”. The underlying goal is to increase the number of banks participating in the mortgage lending space by easing regulatory burden. The EO calls for changes to Ability to Repay (ATR)/Qualified Mortgage (QM), TILA/RESPA Integrated Disclosure Rules (TRID), mortgage servicing, right of rescission, HMDA data collection and reporting, appraisals and a lot more.
Jerod discussed this EO at our April Monthly Connection. Here’s what he had to say:
Published 2026/04/17