Easing Regulatory Burden to Promote Access to Mortgage Credit
On March 13, 2026, President Trump issued an Executive Order (EO) entitled, “Promoting Access to Mortgage Credit”. The underlying goal is to increase the number of banks participating in the mortgage lending space by easing regulatory burden. The EO calls for changes to Ability to Repay (ATR)/Qualified Mortgage (QM), TILA/RESPA Integrated Disclosure Rules (TRID), mortgage servicing, right of rescission, HMDA data collection and reporting, appraisals and a lot more.
Jerod discussed this EO at our April Monthly Connection. Here’s what he had to say:
Published 2026/04/17
Jerod Moyer
Jerod is the leader of Banker’s Compliance Consulting’s training productions. He is a nationally recognized speaker. Whether it’s a conference, seminar, school, webinar or luncheon, it’s easy to stay engaged when he presents due to the amount of passion and energy he brings to each and every compliance topic. Jerod has spoken on behalf of the American Bankers’ Association, BankersOnline, many state banking associations, private compliance groups and financial institutions. He is a Certified Regulatory Compliance Manager (CRCM) and BankersOnline Guru. Jerod likes to spend his time (between reading regulations and producing compliance training!) relaxing at the lake with his wife and three children, following their activities or engaged in something sports-related!