Banker's Compliance Consulting Blog

2016 ABA Distinguished Service Award

We are thrilled to announce that David Dickinson, President of Banker’s Compliance Consulting, was...

Don’t Let TRID Trip You Up on Regulation B Adverse Action Requirements

Under the Equal Credit Opportunity Act (Regulation B,) a completed application occurs when you have...

New HMDA Coverage Test (2017 & 2018)

When the CFPB issued their HMDA Final Rule back in October 2015, they included a strange twist...

Overdrafts: A Priority of the CFPB

It’s no secret that overdrafts have been a hot button issue in the industry and a primary area of...

Customer Due Diligence & Beneficial Owner Final Rule

We’ve been waiting for it and now it’s finally here! The final rule on Customer Due Diligence...

Prepaid Cards, Terrorists & CIP!

A recent article on ACAMS’ “MoneyLaundering.com” reported that members of the terrorist cells that...

CFPB Looks to Provide TRID Answers

On April 28th, the CFPB issued a letter in which it acknowledges that TRID has brought with it...

2016 CRA Public File Update

Just a friendly reminder that your Community Reinvestment Act (CRA) public file must be updated by...

2016 Financial Disclosure Statement Update

If your institution is FDIC or OCC regulated, you must make updates to your annual disclosure...

Small Creditor Change Effective March 31, 2016

In our February Newsletter we alerted you to the fact that many banks could lose their Small...