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2016 High Cost Mortgage Threshold
By Amy Kudlacek
| Dec 25, 2015
The Points & Fees Test thresholds used to determine whether a loan is a High Cost Mortgage (HCM)...
2016 “Small Creditor” Threshold
By Amy Kudlacek
| Dec 24, 2015
The threshold used to determine small creditor status under Regulation Z will be $2.052 billion in...
2016 HPML Appraisal Threshold
By Amy Kudlacek
| Dec 23, 2015
The loan amount threshold used to determine whether a loan is exempt from the special appraisal...
2016 HMDA Threshold
By Amy Kudlacek
| Dec 22, 2015
The asset-size threshold used to determine HMDA (12 CFR 1003) applicability will remain unchanged...
2016 Regulations Z & M Threshold
By Amy Kudlacek
| Dec 21, 2015
The threshold to exempt consumer credit (Reg Z) and consumer leases (Reg M) from the applicable...
Head Up…Rates are Up
By Diane Dean
| Dec 18, 2015
With the first increase in the Prime Rate in almost ten years, those of you with variable-rate loan...
Privacy Law Changes
By Amy Kudlacek
| Dec 14, 2015
Last week, President Obama signed into law a bundle of legislation referred to as the FAST Act....
Outlook Live Flood Insurance Webinar Tidbits
By Diane Dean
| Nov 04, 2015
An Interagency Outlook Live Webinar discussing the latest regulatory updates on Flood Insurance was
Integrated Disclosure Leniency?
By Diane Dean
| Oct 23, 2015
Recently the CFPB indicated they will be “sensitive” to lenders that have shown a good faith effort...