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Points and Fees, It’s a Nice Thought But…
By Jerod Moyer
| Jan 20, 2014
Contrary to some banker’s beliefs, third party investor/secondary market fees and charges are not...
HUD’s QM MIP Factor
By Jerod Moyer
| Jan 17, 2014
We’ve received several calls from confused clients regarding the mortgage insurance premium (MIP)...
CFPB’s Fact vs. Fiction (or “I don’t know where you’re getting your facts”)
By David Dickinson
| Jan 11, 2014
Recently, the CFPB released a memo entitled “Ability-to-Repay Facts vs. Fiction”. Since reading it,...
HOEPA Threshold Updated
By Amy Kudlacek
| Jan 01, 2014
Effective January 1, 2014, the fee based trigger amount used to calculate whether a loan is subject...