Banker's Compliance Consulting Blog

Creating a Healthy Culture

What sound does the conductor of an orchestra make?

Overdrafts When No Regulation E Opt-In

Question: Under Regulation E, if a customer doesn’t opt in and continues to have debit...

Compliance Cruise Information Meeting

Force Placing Hazard Insurance

Can you force place hazard insurance on a consumer loan secured by a dwelling and if so, how do you...

Monitoring for Suspicious Activity

One thing we hear from banks quite often is that they struggle to maintain a high level of...

Electronic Disclosures & Military Lending Act

Question: Can the Military Lending Act Statement be provided electronically?

Don’t Miss the Boat with Consumer Complaints!

Dave and Jerod recently taught at the ABA Compliance School in June. Between the two of them, they...

OFAC Amendments

OFAC recently published an Interim Final Rule to amend its Reporting, Procedures and Penalties...

Build Your Understanding of TRID Construction Loans

If you are a lender and you make closed-end, multiple advance loans to construct a consumer’s home,...

Periodic Statements for a Reaffirmed Loan

Question: How should we handle the periodic statement requirements once a customer has reaffirmed...

TRID for Beginners

What is an intent to proceed? Where does it go? How do I document it? Why do we even have to do it?

Suspicious Activity Reports & Computer Intrusion

Question: Should an attempt to hack into the bank’s website be reported as computer intrusion on...