Banker's Compliance Consulting Blog

Disclosing Inspection Fees, Waivers, etc. for Construction Loans

Disclosing construction loans within the TRID guidelines can be a challenge. There are a lot of...

FATF Updates

The Financial Action Task Force (FATF) recently updated its lists of jurisdictions with strategic...

1071 Procedures for Applicant-Provided Data

As you begin to think through your procedures for complying with Section 1071, you will obviously...

Flood Insurance Dwelling Policy

When it comes to flood insurance, lenders need to have an awareness of the type of policy they...

Do you “do” compliance?

We often hear compliance officers say they do compliance for a living. But that’s not really...

Fair Lending: Steering, Disabilities & Maternity Leave

As most lenders know, the Equal Credit Opportunity Act prohibits discrimination on the basis of ...

Awareness on UDAAP

Financial institutions should always be on the lookout for unfair, deceptive and abusive acts or...

BSA: Human Trafficking & Smuggling

You may have heard of a movie called “Sound of Freedom,” which topped the box office earlier this...

Overdrafts & Regulation E Opt-In Issues

If you allow customers to opt-in so that you can charge them overdraft fees for one-time debit card...

TRID: Construction Loan Disclosures

If you work with loans subject to TRID, you know that getting the disclosures right can be...

Second Appraisals for HPMLs

Higher-Priced Mortgage Loans can have a lot of compliance hoops to jump through. For instance, if...

FREE BSA/AML Q&A

If you aren’t familiar with our FREE Compliance Q&A Forums, now is a great time to check it out!...

BSA/AML: Automated Monitoring Systems

A couple of weeks ago we blogged about manual monitoring systems for suspicious activity as part of...

Section 1071 Applications

Under the Section 1071 Rule, covered institutions will need to collect and report data on any...