Banker's Compliance Consulting Blog

Regulation E Misconceptions

There are a lot of misconceptions when it comes to Regulation E and the compliance requirements for...

The Rise of Cashless ATMs

Cashless ATMs aren’t necessarily new, but they’ve become much more common, especially in connection...

Overdrafts & Fair Lending

When we talk to institutions about overdrafts, most are very aware that, if they originate an...

Fair Lending Reminders

Our Review Team incorporates a look at fair lending into our compliance reviews and includes any...

Ongoing Monitoring for Suspicious Activity

Suspicious activity monitoring is a never-ending process and something that you will always be on...

Seller-Paid Fees – Finance Charges?

Determining whether a fee is a finance charge can pose a challenge because there are often special...

FREE BSA/AML Compliance Q&A

Do you have burning questions related to BSA/AML/CFT compliance? Are you struggling with Customer...

Regulation E Errors & Disputes

On March 26th, we conducted our “Regulation E: EFT & Disputes” webinar with two hours of great...

Role of the SAR Narrative

Part V (Suspicious Activity Information – Narrative) of the Suspicious Activity Report (SAR) is the...

CFPB to Delay Section 1071 Compliance Dates

It appears the CFPB is set to publish an interim final rule (unpublished version here) that will...

Completing CTRs: Part III Transaction Location

Currency Transaction Reports (CTRs) can be a challenge as there are specific ways certain sections...

Certificate of Deposit Maturity Notices

TISA requires financial institutions to provide Certificate of Deposit (CD) maturity notices, the...

OCC Contact Information

On April 8, 2025, the OCC issued OCC Bulletin 2025-6 and rescinded OCC Bulletin 2021-35. The...

Customer Due Diligence Triggers

Financial institutions are required to implement risk-based Customer Due Diligence (CDD) procedures...

What’s the Purpose of the Privacy Rule?

Regulation P, otherwise known as the Privacy of Consumer Financial Information Rule, came about as...

Marijuana-Related Businesses: Banking

As you know, many states have legalized marijuana in some form or another. Depending on the state,...

The 2025 Virtual Conference

Why Attend the 2025 Virtual Conference? In today's fast-paced financial landscape, staying ahead of...

BSA/AML/CFT Programs & Customer Due Diligence

Financial institutions are required to develop and implement Customer Due Diligence (CDD) policies...

The State of Fair Lending

You may have heard of President Trump’s Executive Order, “Restoring Equality of Opportunity and...

OFAC Basics

The Office of Foreign Asset Control (OFAC) requirements can be daunting at times. Most institutions...