Banker's Compliance Consulting Blog

July 2017 Forum – Lending Compliance Q & A

Don’t miss our next Forum event on July 18, 2017! Do you have lending compliance questions? We have...

Preparing for the BSA/AML Customer Due Diligence & Beneficial Owner Requirements

On May 11, 2016, the Customer Due Diligence (CDD) Final Rule was published in the Federal Register...

2017 CRA Thresholds

The asset-size thresholds for CRA determine whether an institution will be classified as a small...

2017 “Small Creditor” Threshold

The threshold used to determine small creditor status under Regulation Z will be $2.069 billion in...

2017 HMDA Threshold

The asset-size threshold used to determine HMDA (12 CFR 1003) applicability will remain unchanged...

2017 Qualified Mortgage Points & Fees Threshold

The Points & Fees thresholds for determining QM status have been decreased and cannot exceed the...

2017 High-Cost Mortgage Threshold

The Points & Fees thresholds used to determine whether a loan is a High Cost Mortgage (HCM) will...

2017 HPML Appraisal Threshold

The loan amount threshold used to determine whether a loan is exempt from the special appraisal...

2017 Regulation Z Threshold

The threshold to exempt consumer credit from Regulation Z will be $54,600 for 2017. This remains...

Veterans Day 2016

USA, the Home of the Free, Because of the Brave