The asset-size threshold used to determine HMDA (12 CFR 1003) applicability will increase to $45 million for 2018. The threshold was $44 million in 2017. 
Don’t forget that the test to determine if your bank will be subject to HMDA in 2018 has also changed from 2017. Please refer to the CFPB’s HMDA institutional coverage flowchart for more information.
Published
2017/12/27
Amy Kudlaccek
Amy brings many years of banking and compliance experience to Banker’s Compliance Consulting. She has worked for both large and small financial institutions and spent time working in every area of a bank. She started out as a teller in college and eventually became a branch manager. Her love, however, was always compliance. Amy began her career with Banker’s Compliance Consulting in 2000. Her knowledge and experiences have allowed her to develop a well-rounded and practical approach to regulatory compliance. Amy is CRCM certified, has a Bachelors Degree in Business Administration and is a graduate of the ABA Compliance School. Amy & her husband have two children at home and stay busy following their activities. They spend a lot of time in the bleachers!