Banker's Compliance Consulting Blog

TRID: Estimated Taxes, Insurance & Assessments

The Estimated Taxes, Insurance, and Assessments section within the Projected Payments Table on the...

TRID Loan Estimate: Prepaids

We get a lot of questions about Section F, Prepaids, on the Loan Estimate. We also see financial...

Commercial Lending & Discrimination

Commercial lenders likely discriminate every day. Their job is to slice and dice information about...

Escrow Accounts & Surpluses

Escrow accounts are complicated! They aren’t always easy for customers to understand, and they can...

Commercial Lending: Underwriting Exceptions & Discretion

Lender discretion and policy exceptions in the underwriting process can increase fair lending risk...

Escrow Accounts & Deficiencies

Escrow accounts are complicated! They aren’t always easy for customers to understand, and they can...

TRID Business Days

Are you new to TRID? The TRID rules can be overwhelming especially for beginners. To be successful,...

The Mortgage Life Cycle: Shopping Disclosure Phase

The TRID Guidelines are often a big player when it comes to the life cycle of a mortgage loan....

Fair Lending Exams

When you have a Fair Lending exam, there really should be no surprises. The FFIEC, FDIC, and CFPB...

Complaint Hot Spots

Complaints and how you handle them have been a focus of regulators for the past couple of years....