Banker's Compliance Consulting Blog

Mortgage Servicing: Successors in Interest

The events that create a “successor in interest” are usually not happy ones. A successor in...

Disclosing Inspection Fees, Waivers, etc. for Construction Loans

Disclosing construction loans within the TRID guidelines can be a challenge. There are a lot of...

Fair Lending: Steering, Disabilities & Maternity Leave

As most lenders know, the Equal Credit Opportunity Act prohibits discrimination on the basis of ...

Awareness on UDAAP

Financial institutions should always be on the lookout for unfair, deceptive and abusive acts or...

Overdrafts & Regulation E Opt-In Issues

If you allow customers to opt-in so that you can charge them overdraft fees for one-time debit card...

TRID: Construction Loan Disclosures

If you work with loans subject to TRID, you know that getting the disclosures right can be...

Second Appraisals for HPMLs

Higher-Priced Mortgage Loans can have a lot of compliance hoops to jump through. For instance, if...

Fair Lending: What is Redlining?

If you’ve ever been in discussions or training regarding fair lending, you may have heard the term...

Overdrafts & Discrimination

Overdrafts are often thought of as a deposit compliance issue, but the fact is they are considered...

Regulation B: Providing a Copy of an Appraisal

The Regulation B appraisal requirements apply to any loan application (business or consumer...