Banker's Compliance Consulting Blog

Increasing Overdraft Fees

Say Management comes to you and wants to increase overdraft fees. What needs to be done to stay in...

Military Lending Act Safe Harbor

When we conduct compliance reviews or answer compliance questions, it’s pretty common to see...

Joint Statement on Risk-Focused BSA/AML Supervision

On July 22, 2019, the Financial Crimes Enforcement Network (FinCEN) issued a joint statement in a...

Force Placing Hazard Insurance

Can you force place hazard insurance on a consumer loan secured by a dwelling and if so, how do you...

Monitoring for Suspicious Activity

One thing we hear from banks quite often is that they struggle to maintain a high level of...

Electronic Disclosures & Military Lending Act

Question: Can the Military Lending Act Statement be provided electronically?

Build Your Understanding of TRID Construction Loans

If you are a lender and you make closed-end, multiple advance loans to construct a consumer’s home,...

TRID for Beginners

What is an intent to proceed? Where does it go? How do I document it? Why do we even have to do it?

Suspicious Activity Reports & Computer Intrusion

Question: Should an attempt to hack into the bank’s website be reported as computer intrusion on...

Currency Transaction Report for a Joint Account

Question: How do you complete Part I of a CTR for deposits into a joint account?