Banker's Compliance Consulting Blog

TRID & The 0% Tolerance

Regulation Z requires that a Loan Estimate …be provided in good faith…if any information necessary...

Annual Escrow Account Statements

RESPA requires, in in §1024.17(i), that …for each escrow account, a servicer shall submit an annual...

HMDA & Vacation Rentals

We received so many great questions for our FREE Lending Compliance Q & A Forum on January 22nd.We...

Risk Assessments: Identifying and Mitigating Risk

Risk assessments are an important tool, not only identifying the risks your institution faces but...

Escrow Account Computation Year

One of the foundational concepts when it comes to administering escrow accounts is the “escrow...

The Mortgage Lifecycle: It Starts with an Application

When it comes to the lifecycle of a mortgage loan, it all begins with an application. And, in many...

TRID: Issuing the Closing Disclosure Too Early

One common TRID misconception surrounds when the Closing Disclosure (CD) can be provided. At a...

Risk Assessments: The Why

A risk assessment is exactly as it sounds; it’s a tool that assesses risk.That “risk” could come...

2026 FREE Lending Compliance Q & A Coming Soon!

We will spend one hour answering your lending compliance questions in plain English! Do you have...

TRID: How Shopping Impacts Tolerances

Section B of the Closing Disclosure (“Services Borrower Did Not Shop For”) can include items that...