Banker's Compliance Consulting Blog

2016 Financial Disclosure Statement Update

If your institution is FDIC or OCC regulated, you must make updates to your annual disclosure...

Small Creditor Change Effective March 31, 2016

In our February Newsletter we alerted you to the fact that many banks could lose their Small...

CFPB Overdraft Reform: A 2-Year Priority

We’ve been anxiously waiting to hear what the CFPB’s plan will be for overdraft reform. Well, we...

TRID & Construction Loans: The Plain English Version

On March 1, 2016, the CFPB provided a one-hour presentation titled “Know Before You Owe Mortgage...

Force Placed Flood Insurance Update

Have you ever force placed flood insurance and added the insurance premium to the existing loan...

Don’t Take Our Word For It…

Still on the fence about whether to sign up for a Banker’s Compliance Consulting Webinar? We...

CFPB Guidance on Construction Loans & TRID

There has been much confusion surrounding TRID disclosures (aka Integrated Disclosures) as they...

Rural & Underserved Areas Tool

As you may recall, there are several criteria a bank must meet to determine whether it can...

2016 CRA Threshold

The asset-size thresholds for CRA determine whether an institution will be classified as a small...

2016 High Cost Mortgage Threshold

The Points & Fees Test thresholds used to determine whether a loan is a High Cost Mortgage (HCM)...