2018 HMDA Data Field Insights

Are you prepared to report the NEW data fields on your HMDA-LAR in 2018?  Did you know if you cure a tolerance violation on a TRID loan, you may have to report that as a Lender Credit for HMDA?  Did you know you may be required to report the Rate Spread even if it does not exceed the Higher-Priced Mortgage Loan (HPML) thresholds over the Average Prime Offer Rate (APOR)?!

 

If you want to know more, join us on November 1, 2017, for our 2018 HMDA Data Webinar.  We will give you in-depth compliance tips on each of the 2018 HMDA data fields!

Published
2017/10/25
Deb Irving

David Dickinson

David’s banking career began as a field examiner for the FDIC in 1990. He later became a Compliance Officer and Loan Officer for a small bank. In 1993, he established Banker’s Compliance Consulting. Along with his amazingly talented Team, he has written numerous compliance articles for prestigious banking publications and has developed compliance seminars that Banker’s Compliance Consulting produces.

He is an expert in compliance regulations. He is also a motivational speaker and innovative educator. His quick wit and sense of humor transforms the usually tiring topic of compliance into an enjoyable educational experience. David is on the faculty of the American Bankers Association National Compliance Schools and has served on the faculty of the Center for Financial Training for many years. He also is a frequent speaker at the ABA’s Regulatory Compliance Conference. He is also a trainer for hundreds of webinars, is a Certified Regulatory Compliance Manager (CRCM) and has been a BankersOnline Guru for many years. The American Bankers Association honored David with their Distinguished Service Award in 2016.

David and his wife Karen have three adult children, four grandchildren (none of whom live at home!) and two cats (of which Dave is allergic … the cats, not the children!). They recently moved to an acreage outside of Lincoln, Nebraska where he gets to play with his tractor. When possible David can be found fishing, making sawdust in his shop, or playing the guitar and piano. He also enjoys leading worship at his church.

Recent Posts

Advertising: Closed-End Credit Triggering Terms

Mortgage Life Cycle: Requiring Signatures

Complaints: Monitoring, Reporting & Oversight