Banker's Compliance Consulting Blog

FDIC Adopts Revised Appeal Guidelines

The FDIC has adopted changes to its Guidelines for Appeals of “Material Supervisory Determinations”...

Do the beneficial owner requirements apply to accounts for organizations or associations?

CFPB Makes Changes to the 2018 HMDA Rules

Yesterday, the CFPB issued a Final Rule that will temporarily amend the reporting threshold for...

Suspicious Activity Reports: Who’s the Suspect?

It’s not an uncommon situation to discover a customer that has cashed a fraudulent check. For...

Deposit Operations Hot Spots

Lending regulations seem to be changing all the time and can often dominate your compliance...

CFPB Gives Complaint Numbers by State

In case you’re interested, the CFPB’s June 2017 Monthly Complaint Report gives a breakdown of the...

OCC Semiannual Risk Report

The OCC released its Semiannual Risk Perspective for Spring 2017 which indicates compliance risk...

CTRs: Multiple vs. Aggregated Transactions

We are often asked what the difference is between “multiple” and “aggregated” transactions when...

CFPB Proposes to Increase the HELOC Volume Threshold for HMDA

As I’m sure you are well aware, under the new HMDA rules, a bank (that meets the asset threshold...

Friends

In June, I had the privilege of attending the American Bankers Association’s Regulatory Compliance...