Banker's Compliance Consulting Blog

2014 ABA RCC: Flood Insurance

This is the third installment in a series of blogs covering the sessions I attended at this year’s...

2014 ABA RCC: HMDA-Same Song, New Verse

This is the second installment in a series of blogs covering the sessions I attended at this year’s...

2014 ABA RCC

This is the first installment in a series of blogs covering the sessions I attended at this year’s...

Relying on an Existing Appraisal or Other Written Evaluation

We have been getting a lot of questions lately regarding the Regulation B appraisal rules and what...

Primary Dwelling Foreclosure and the 120-Day Confusion

Lately we’ve been seeing some confusion with the January 2014 mortgage servicing rules,...

Small Banks & Dodd-Frank

We are all very aware of the impact of Dodd-Frank has had on the banking industry as a whole; but a

Appraisal Notice When No Property Identified?

One of the biggest challenges with the new Regulation B appraisal notice requirements is...

CFPB Updates Consumer Booklets

The CFPB recently announced changes to the following consumer publications to line up with the...

Points and Fees, It’s a Nice Thought But…

Contrary to some banker’s beliefs, third party investor/secondary market fees and charges are not...

HUD’s QM MIP Factor

We’ve received several calls from confused clients regarding the mortgage insurance premium (MIP)...