Banker's Compliance Consulting Blog

CFPB Updates HMDA Resources

The CFPB has started off the new year by releasing and updating their HMDA resources.

Planning for Major HMDA Changes in 2018

The 2018 HMDA changes are a year away. Do you have an Action Plan in place to ensure compliance by...

2017 CRA Thresholds

The asset-size thresholds for CRA determine whether an institution will be classified as a small...

Updated BSA Policy & Procedures Templates

The May 11, 2016, Final Rule on Customer Due Diligence (CDD) requirements created an entirely new...

2017 “Small Creditor” Threshold

The threshold used to determine small creditor status under Regulation Z will be $2.069 billion in...

2017 HMDA Threshold

The asset-size threshold used to determine HMDA (12 CFR 1003) applicability will remain unchanged...

2017 Qualified Mortgage Points & Fees Threshold

The Points & Fees thresholds for determining QM status have been decreased and cannot exceed the...

2017 High-Cost Mortgage Threshold

The Points & Fees thresholds used to determine whether a loan is a High Cost Mortgage (HCM) will...

2017 HPML Appraisal Threshold

The loan amount threshold used to determine whether a loan is exempt from the special appraisal...

2017 Regulation Z Threshold

The threshold to exempt consumer credit from Regulation Z will be $54,600 for 2017. This remains...