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Primary Dwelling Foreclosure and the 120-Day Confusion
By Jerod Moyer
| May 10, 2014
Lately we’ve been seeing some confusion with the January 2014 mortgage servicing rules,...
Small Banks & Dodd-Frank
By David Dickinson
| Mar 26, 2014
We are all very aware of the impact of Dodd-Frank has had on the banking industry as a whole; but a
Appraisal Notice When No Property Identified?
By Diane Dean
| Feb 07, 2014
One of the biggest challenges with the new Regulation B appraisal notice requirements is...
CFPB Updates Consumer Booklets
By Diane Dean
| Jan 22, 2014
The CFPB recently announced changes to the following consumer publications to line up with the...
Points and Fees, It’s a Nice Thought But…
By Jerod Moyer
| Jan 20, 2014
Contrary to some banker’s beliefs, third party investor/secondary market fees and charges are not...
HUD’s QM MIP Factor
By Jerod Moyer
| Jan 17, 2014
We’ve received several calls from confused clients regarding the mortgage insurance premium (MIP)...
CFPB’s Fact vs. Fiction (or “I don’t know where you’re getting your facts”)
By David Dickinson
| Jan 11, 2014
Recently, the CFPB released a memo entitled “Ability-to-Repay Facts vs. Fiction”. Since reading it,...
HOEPA Threshold Updated
By Amy Kudlacek
| Jan 01, 2014
Effective January 1, 2014, the fee based trigger amount used to calculate whether a loan is subject...
Small Creditor Threshold Increased
By Diane Dean
| Dec 31, 2013
Effective January 1, 2014, the Regulation Z threshold used to determine small creditor status will...