Banker's Compliance Consulting Blog

Overdrafts & Discrimination

Overdrafts are often thought of as a deposit compliance issue, but the fact is they are considered...

Quality Control Standards for Automated Valuation Models

The OCC, Federal Reserve, FDIC, NCUA, CFPB, and Federal Housing Finance Agency have issued a...

Regulation B: Providing a Copy of an Appraisal

The Regulation B appraisal requirements apply to any loan application (business or consumer...

BSA/AML: Manual Monitoring Systems

When it comes to monitoring for suspicious activity as part of your BSA/AML program, your...

HMDA & Business-Purpose Home Equity

A HMDA reportable loan is one that is dwelling secured and is made for the purpose of purchasing a...

Privacy: Annual Notice Requirements

The Privacy rules have been around for twenty-plus years or so, and for a good part of that time,...

Currency Transaction Reports: The Why

Do you have burning questions related to BSA/AML compliance? Struggling with Beneficial Owners,...

Rescission Notice Signatures

Did you know that Regulation Z doesn’t technically require the Right of Rescission notice to be...

Currency Transaction Reports: The Why

Bank Secrecy Act requirements are crucial when it comes to detecting and preventing financial...

CFPB Addresses Reopening Previously Closed Deposit Accounts

The CFPB recently issued Circular 2023-02 to address a potentially unfair practice of reopening...