Banker's Compliance Consulting Blog

The Rate Set Date

There are several regulatory requirements found in Regulation Z that rely on a rate spread...

TRID & the Good Faith Standard

It is crucial that lenders understand the Good Faith Standard related to TRID disclosures (Loan...

RESPA’s Section 8 Prohibitions

A recent Advisory Opinion related to RESPA’s Section 8 prohibitions was released by the CFPB in...

HMDA for Large Filers: Filing Instruction Guide

Whether you are a large or small filer for HMDA, you should be familiar with the CFPB’s Filing...

FinCEN Provides Beneficial Owner Resources for Reporters

As promised, FinCEN has released a number of resources aimed at helping businesses understand their...

HMDA Data: Application Date

When it comes to the application date for HMDA, you need to ensure you are relying on how HMDA...

Section 1071 Final Rule Issued

It’s been a long time coming, but the Section 1071 Final Rule is finally here! You may recall this...

CFPB Issues Final Rule to Update Contact Information

On March 17th, the CFPB issued a Final Rule to update contact information for several different...

BSA & Monitoring

Monitoring is a key component of your BSA/AML program. It is imperative that you have systems in...

Beneficial Owners for Lenders

The Beneficial Owner requirements apply to legal entity customers who open an account that could be...