Banker's Compliance Consulting Blog

Identifying Red Flags

Each financial institution that offers or maintains covered accounts is required to develop and...

Construction Loans vs Lines

Lenders often refer to a construction loan as a construction line of credit. While you can call it...

FDIC Issues Consumer Compliance Supervisory Highlights

The FDIC recently released its Consumer Compliance Supervisory Highlights (July 2025) which...

What is a Successor in Interest?

The term “successor in interest” is a legal term that applies to a lot of different areas…product...

CTRs & Night Deposits

Financial institutions often receive large cash deposits via the night drop, especially from their...

FinCEN Advisory on Iran

In case you missed it, FinCEN issued an Advisory regarding Iran’s illicit oil smuggling activities,...

Regulation B Appraisal Requirements & Business Purpose Loans

There’s a misconception out there among some lenders that the Regulation B appraisal requirements...

Truth in Savings Disclosures for Overdrafts

The Truth is Savings Act (Regulation DD) has several disclosure requirements related to overdrafts.

Obtaining Customer TINs

On June 27th, FinCEN issued an Order that provides banks with greater flexibility when it comes to...

BSA/AML/CFT: Drug Trafficking

When we talk about “trafficking” from a BSA/AML/CFT perspective, it can include a wide variety of...