Banker's Compliance Consulting Blog

TRID: Pre-Disclosure Restrictions

The TRID requirements found in Regulation Z state that once a lender has received six specific...

Section 1071 Firewall Requirement

One of the more potentially challenging aspects of the Section 1071 data collection and reporting...

Customer Due Diligence & Virtual Currency

When it comes to crypto and/or other types of virtual currencies, what do financial institutions...

The Mortgage Life Cycle: Higher-Priced Mortgage Loans

From the time you receive a mortgage loan application (sometimes even before) to when that loan is...

The Importance of a Fair Lending Roadmap

Underwriting is a critical aspect of the lending process and involves assessing an applicant’s...

Why Is Beneficial Owners Important?

It’s no secret that the “bad guys” are usually a step ahead of regulatory compliance. They are...

Tips for Submitting Your HMDA Data

HMDA is one of the most difficult regulations to comply with because there are accuracy standards...

CFPB Looking to Take Action on Overdrafts & Fees

In case you missed it, the CFPB recently released its Fall 2023 Rulemaking Agenda. While there are...

TRID: Application Date

If you are new to the TRID requirements found in Regulation Z, you might feel like your head is...

Advertising Deposit Products & Services as “Free”

When it comes to advertising your deposit products and services, there are a lot of things that...