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Don’t let a “thank you” get your mortgage lenders in trouble
By Kevin Edwards
| May 31, 2019
Thank you. It’s one of the most valuable sentiments in any language, but it’s particularly...
Charging Per Overdraft
By Jerod Moyer
| May 24, 2019
Question: We currently have a daily limit on the number of overdrafts we charge but are going to...
Private Flood Insurance: Disparate Impact?
By Jerod Moyer
| May 21, 2019
What do fair lending and disparate impact have to do with the new private flood insurance rules?
Are we required to make note of this on the Adverse Action Notice?
By David Dickinson
| May 21, 2019
Question: We pulled a credit report and although the applicant’s credit history is not good, we did...
Exceeds the Maximum NFIP Deductible
By Jerod Moyer
| May 09, 2019
Question: What if we have a private policy that meets all of the Biggert-Waters requirements except...
Did we violate Section 8 of RESPA?
By Kevin Edwards
| May 07, 2019
Question: I recently had lunch with a real estate agent to talk about doing some co-marketing. We...
Regulation E: Statute of Limitations?
By David Dickinson
| May 07, 2019
Can a customer dispute a debit card transaction or an ACH a year or longer after it happened?
Proposed HMDA Changes
By Amy Kudlacek
| May 03, 2019
Yesterday, the CFPB issued a proposal that seeks to make changes to the existing HMDA Rule. They...
Private Flood Insurance: Compliance Aide Statement Confusion
By Kevin Edwards
| May 01, 2019
The industry is beginning to adapt to the New Private Flood Insurance Rules as we get closer to the...