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CTRs & Night Deposits
By Amy Kudlacek
| Jul 25, 2025
Financial institutions often receive large cash deposits via the night drop, especially from their...
FinCEN Advisory on Iran
By Amy Kudlacek
| Jul 23, 2025
In case you missed it, FinCEN issued an Advisory regarding Iran’s illicit oil smuggling activities,...
Regulation B Appraisal Requirements & Business Purpose Loans
By Jerod Moyer
| Jul 23, 2025
There’s a misconception out there among some lenders that the Regulation B appraisal requirements...
Truth in Savings Disclosures for Overdrafts
By Jerod Moyer
| Jul 23, 2025
The Truth is Savings Act (Regulation DD) has several disclosure requirements related to overdrafts.
Obtaining Customer TINs
By Kevin Edwards
| Jul 23, 2025
On June 27th, FinCEN issued an Order that provides banks with greater flexibility when it comes to...
BSA/AML/CFT: Drug Trafficking
By Kevin Edwards
| Jul 21, 2025
When we talk about “trafficking” from a BSA/AML/CFT perspective, it can include a wide variety of...
TISA: Change in Terms
By Kevin Edwards
| Jul 18, 2025
When someone opens a new deposit account, the Truth in Savings Act (Regulation DD) requires that...
Section 1071 Delay Insights
By Jerod Moyer
| Jul 18, 2025
As we reported back in June, the CFPB published an Interim Final Rule that officially delayed the...
Suspicious Activity: When to Escalate
By Kevin Edwards
| Jul 15, 2025
Financial institution employees need to be on the lookout for anything that seems unusual or...
TISA & Fraud
By Diane Dean
| Jul 14, 2025
During our Monthly Connection, we received a question about closing a customer’s account due to...
Affiliated Business Arrangement Disclosure
By Amy Kudlacek
| Jul 14, 2025
We recently received a couple of questions regarding the Affiliated Business Arrangement...
Regulation Z: Payment Processing
By Kevin Edwards
| Jul 10, 2025
Deciphering the specific requirements for crediting consumer loan payments as required by ...
Privacy Notice Formatting
By Kevin Edwards
| Jul 08, 2025
Institutions are required to provide a Privacy Notice to consumers when a new, ongoing customer...
Completing CTRs: Part IV Filing Institution Contact Information
By Kevin Edwards
| Jul 07, 2025
When filling out a Currency Transaction Report (CTR), you would think that completing your...
Complaint Documentation
By Amy Kudlacek
| Jul 07, 2025
Documenting complaints appropriately and getting to the root cause is an important part of your ...
Appraisals: Customer & Reasonable Compensation
By Jerod Moyer
| Jul 07, 2025
The valuation independence rules found in Regulation Z are designed to …ensure that real estate...