Privacy Notice Formatting
Institutions are required to provide a Privacy Notice to consumers when a new, ongoing customer relationship is established. For most institutions, this notice simply prints out with other required disclosures when a new account or new loan is opened and most don’t give it a second thought. It is important to remember; however, that the Privacy Notice has very specific content and formatting requirements and over time, as the Privacy Notice is updated, those can sometimes fall through the cracks. Using the model form can provide a safe harbor as long as any modifications are explicitly allowed. The instructions to the model form state:
The model form is a standardized form, including page layout, content, format, style, pagination, and shading. Institutions seeking to obtain the safe harbor through use of the model form may modify it only as described in these Instructions.
Kevin explains more in the video.
Published
2025/07/08

Kevin Edwards
Kevin brings years of experience and a unique perspective on regulatory matters to our clients. A self-proclaimed geek and accredited CRCM, Kevin is also a recovering attorney with experience as in-house counsel for a large regional bank and one of the leading national title insurance providers. For reasons unknown, Kevin decided to leave the safety and serenity of his desk job to seek fortune and glory as a wandering adventurer. Like a bank compliance version of Kwai Chang Caine, The Man with No Name or Don Quixote, he now travels the land seeking to help those in need and righting compliance wrongs, wherever he may find them. Kevin lives in Sioux Falls with his two children, who are surprisingly normal after having endured their father’s vivid imagination for their entire lives. He won’t admit to having any hobbies, because apparently “Regulations never sleep.” (While he does say this in his Batman voice, we’re pretty sure he’s joking.) From the looks of his Facebook page, he likes the outdoors and spending time with his large extended family (who seem like relatively normal people).