Banker's Compliance Consulting Blog

2026 Deposit Forum

If you missed our FREE Deposit Compliance Q & A Forum on April 28th, it’s available now OnDemand...

Are You Subject to 1071?

A Final Rule amending Regulation B to implement the Section 1071 requirements was issued on May 1,...

Auditing BSA/AML/CFT: Scoping a Review

The FFIEC’s BSA/AML Examination Manual outlines the processes that examiners should take when...

BSA/AML/CFT Program Pillars

An institution’s BSA/AML/CFT program must incorporate several key components or “pillars”.These are...

Bridge Loans & HMDA

One of the more confusing aspects of HMDA has to do with bridge loans.While the regulation...

Understanding the “Why” of Regulation B

The purpose of the Equal Credit Opportunity Act (Regulation B) is just as it sounds…equal credit...

Regulation B: What is Adverse Action?

Regulation B defines the term “adverse action” in §1002.2(c), which states it’s:

The Importance of BSA/AML/CFT Training

One of the pillars of a BSA Program is training.The FFIEC’s BSA/AML Examination Manual states that …

Regulation B Final Rule Addresses Disparate Impact

The CFPB’s Final Rule amending Regulation B related to disparate impact will do the following:

Section 1071: Requesting & Collecting Data

The Section 1071 requirements will, in short, require institutions to collect and report certain...

Suspicious Activity Reports: Board Notification

An institution’s Board of Directors is tasked with providing management an oversight of an...

Suspicious Activity Reports & Continuing Activity

The requirement to file continuing activity SARs has been a very confusing issue which has led to...

What's a Marijuana-Related Business?

Choosing whether or not to bank marijuana-related businesses, is a decision to be made by a...

"One Click Away" Advertising Disclosures

Social media and other forms of electronic advertising are being used by financial institutions...

CFPB Issues Strategic Plan

The CFPB recently issued its Strategic Plan (Plan) through fiscal year 2030.The Plan outlined three...

HMDA: Approved But Not Accepted

Both the Equal Credit Opportunity Act (Regulation B) and the Home Mortgage Disclosure Act...